# Announcing our public launch!

By: [Aaron Frank](mailto:aaron@getfinal.com) on 06 June 2017

About a year ago, Final announced that our “waitlist-only” beta was live.

This was a momentous occasion for us as a company, and for our earliest adopters. Since then, thousands have signed up, learned how incredible a credit card can be and helped us vastly improve our offering.

Today, we’re proud to announce that we are **opening applications to the public and reducing the annual fee on our incredible product - based on cardholder feedback - from $49 to… $0!!!**

(this change applies to ALL accounts, both new and existing)

That’s right… we actually listen to our cardholders :O

Up until now, Final’s “waitlist-only” beta has helped us learn about cardholder needs and wants, and build out our operations to a point where we are ready to open the floodgates for new cardholders.

During the closed beta, we made numerous product improvements:

- Authorized Users
- iOS and Android apps
- Upgrade to Visa Signature, providing better cardholder benefits to our users
- Added a new Referral functionality to our dashboard (image below)

And now, we’re ready for you to spread the word, and - for those who aren’t our incredible cardholders already - apply for Final.

So, what are you waiting for?

Cardholders: go to your dashboard and [share Final with the world](https://dashboard.getfinal.com/?dropdown=invite), using your unique link!

Not-Cardholders: go to [https://signup.getfinal.com](https://signup.getfinal.com/?invite=public-launch-blog) and apply today!

To recap:

- **Final is launching to the world (well, technically: U.S. residents with valid Social Security number)!**
- **We've dropped our annual fee to $0 for all new and existing accounts**
- **We've upgraded our card to [Visa Signature](/content/benefits/Visa_Benefits_Guide.pdf)**
- **We have Authorized Users, beautiful mobile apps and other great features (like 2FA)**
- **Apple Pay, Android Pay and Samsung Pay are all coming soon**
- **We'd love to have you apply at: [https://signup.getfinal.com](https://signup.getfinal.com/?invite=public-launch-blog)**

As always, if you have questions or feedback for us, don’t hesitate to reach out at support@getfinal.com